On the World Bank - WSJ.com

"By the late 1970s, I had concluded that, for all the good intentions and abilities of its staff, the [World] Bank was a fatally flawed institution. The most important source of its failures was its commitment to lending, almost regardless of what was happening in the country it was lending to. This was an inevitable flaw since the institution could hardly admit that what it could offer -- money -- would often make little difference."